Saturday, November 26, 2016
Art of Gardening) and his wife (blogless & my BFF) over. I have made the spinach salad appetizer and TBG is making Alton Brown's meatless stronganoff, featuring portobello mushrooms. Earlier today, I baked an apple pie for dessert. Our table is yellow and green, using thrift store, dollar store, Pier 1, supermarket (Wegmans), heirloom and modern bone china, plus every day stainless steel flatware elements.
Thursday, November 24, 2016
Saturday, November 19, 2016
Tuesday, November 15, 2016
Shugar Soapworks bars in Oatmeal & Cranberry. Alas, I didn't find a liquid soap I liked.
Saturday, November 12, 2016
Sunday, November 6, 2016
Fear can be a potent motivator. Sometimes that's good, and other times it works against us.
I am fearful of growing old in poverty, so I save and invest. While the fear motivates me, I do not let it sidetrack me. Studies of the fight-or-flight instinct genetically encoded into our brains has shown to have a negative impact on investing. Rather than riding out ups and downs of the stock market, those who panic pull out when prices drop. If they want back in, they wait until the market looks better -- and end up buying at higher prices. If those funds had been left in place, they would have realized gains during the rebound that followed. Continuing to invest during market dips means we are buying low and will realize gains later. Balancing our investments help us spread the risk so that not everything tanks at the same time.
Tuesday, November 1, 2016
Everyone who knows me, knows that I am obsessive about saving. As amazing as it may seem, now that it's time for me to choose my benefits (health insurance, etc.), I get excited. My employer offers a defined contribution -- they give you money and you elect the benefits you want. Sure, I have to pay some of the expense myself, but with some analysis, my choices provide me with a great deal. Perhaps I drink the benefits Kool-Aide as I set up health care exchanges for a living right now. I see how employers struggle to do right for their people and how they look evil no matter what because they can't give benefits away for free. Not to start a political debate, but health care reform was a good thing -- and it has potential to get better.